Tax season is upon us, and it’s time to put your refund check to work. Rather than treating your refund like bonus cash and splurging, consider using most or all of it productively.

There are many different ways to use your refund. Here are some top refund recommendations to ensure you, and your wallet, stay happy this spring:

  • Pay off debt. Especially high-interest debt, which can progressively get worse the longer you put it off.
  • Bolster savings. Having an emergency or education fund is great, but remember to keep contributing to increase the amount of interest you earn. Your refund can help big-time.
  • Invest for retirement. Use your refund to contribute to, or open, an IRA, Roth IRA or other retirement account.
  • Make home improvements. Springtime is perfect for planning home repairs and improvements, and your refund is a great opportunity for you to increase your home’s value.

Check out this infographic to learn more about your refund: